Megha Health Insurance Scheme (MHIS)

The Megha Health Insurance Scheme (MHIS) is a flagship health insurance program launched by the Government of Meghalaya to provide universal health coverage to all residents. In convergence with the Pradhan Mantri Jan Arogya Yojana (PM-JAY), the scheme offers cashless treatment and financial protection against catastrophic health expenses. This guide details the scheme's benefits, eligibility, and the enrollment process.

Last Updated: 2026-08-10
New online portal links have been verified and updated for Megha Health Insurance Scheme (MHIS).

There is a link below and to scroll.

1. Benefits of the MHIS Scheme

The MHIS scheme offers extensive coverage to its beneficiaries, ensuring financial security during medical emergencies.

  • Coverage Amount: Provides a health insurance cover of up to ₹5.30 lakhs per family on a floater basis.
  • No Age or Family Size Limit: The scheme has no restriction on the number of family members or age, ensuring that all eligible household members are covered.
  • Cashless Treatment: Beneficiaries receive a health card that allows them to avail cashless treatment at empaneled hospitals.
  • Wide Range of Coverage: The scheme covers hospitalization expenses, surgical procedures, maternity care, and treatment for chronic diseases.
  • Pre-existing Conditions: Unlike many other insurance policies, MHIS covers pre-existing diseases from day one.
  • Empaneled Hospitals: Treatment can be availed at a vast network of both public and private hospitals in Meghalaya and at all PM-JAY empaneled hospitals across India.

2. How to Apply for MHIS

Enrolling in the Megha Health Insurance Scheme is a simple process. The registration drive is conducted periodically at various centers across the state. No registration fee is charged for enrollment.

Step-by-Step Application Process:

  1. Visit an Enrollment Center: Locate your nearest enrollment center, which may be a government hospital, primary health center, or a designated District Kiosk.
  2. Submit Required Documents: Carry valid government-issued photo ID proofs and family documents. You will need to provide a valid photo ID (e.g., Aadhaar Card, Voter ID), proof of residency, and documents to establish the relationship between family members.
  3. Biometric Verification: The enrollment official will capture the biometrics (fingerprints) of the family head and other members.
  4. Receive Health Card: Upon successful verification and registration, you will be issued a health card (e-Card) which acts as your access pass to the scheme's benefits.

3. Important Helplines & Official Resources

Ask a Question

To find your nearest enrollment center or a list of empaneled hospitals, visit the official MHIS website:

MHIS Official Portal PM-JAY Official Portal

These links direct to official government websites for the latest updates and services related to health insurance in Meghalaya.